A couple of months ago, I decided that we had to do some work on the house, and also to sort out a couple of loans I had. Easiest way would have been an equity loan for sure, but our lender isn’t doing those at the moment. So next easiest was a mortgage refinance, and I took advantage of the opportunity to also reduce our mortgage period. All fine and dandy, it took a little while, sure, but eventually it was all closed and we moved on. […]
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